Two very different father figures taught two very different lessons about money — one worked hard for a paycheck, the other made money work for him.

• Working only to earn a paycheck keeps you stuck in fear and greed, always chasing the next raise.
• The poor and the middle class work for money. The rich learn to make money work for them.
• School teaches people to be good employees, but it rarely teaches how money actually works.
• A simple lemonade-stand-style lesson as a child can teach more about real money than years of formal schooling.